Colleges Online Classes in Distance Education Degree Program

If you don’t want to read the rant, please skip down to where it says SUMMARY:

I finished high school. Didn’t go to college. Didn’t qualify for a scholarship, and have always been afraid of being too far in debt. Blame my moms outrageous credit card bills and watching her suffer for that one. She’s almost 50 and still has no savings, no IRA, less than $200 to her name at all times, and thousands in debt.

Anyways.. this will be a rant of my indecisiveness. Looking for suggestions, past experiences, some direction. It’s almost 1am, I had a realization as I laid down and couldn’t sleep as I thought back on my day.

I have worked many crappy jobs, making from $5.15 an hour up to $8 an hour.. then jumped up to making $13.40 an hour working for the state of Oklahoma for one year. I saved up $6000 over that year. Took that money and moved 160 miles away from everything and everyone I know. To get a new start, for the better. It cost me $2000 to move here, get furniture, stock freezer and pantry, pay deposits, first month rent, electricity, car payment, insurance, etc. So now I am at $4000 to my name.

I work 4 hours a day. 6 days a week. Plus I sell on eBay. When I hardly put any time in, I make $50 a month, when I’ve put lots of time in, I’ve made as much as $800 in a month. Guess it depends on how much I need to make a car payment, or want something extra.

I spent my entire income tax refund as soon as I got it. 10 months ago I did not have any credit cards, no loans, nothing. I bought 4 cars last year. They all broke down and gave me lots of hell. So I finally wanted to buy a newer car. I couldn’t do it.. got turned down by probably 10 banks. So I finally decided… sigh.. I’ll get a credit card.. got turned down for those too. So got a $300 secured card.. a few months later had some credit reports, so got a real non secured credit card.. my first one.. woo! then I got 3 more.. And got a car loan finally approved for 9.4% woo! Got my tonsils out, cost over $12,000. My insurance when I worked for the state paid about 80%, so I still owe about $1700. And I owe about $4000 on the rest of my car loan. I still have $4000 to my name in cash.

I play video games. DotA and Allods online. They are both very time consuming, and I’m slightly addicted. How do I stop’ Do I need to stop’ How can I improve my life’ Is it horrible that 1/3rd of my day goes to video games’

Ok, lets get to the summary of what I need help in the decision of..

SUMMARY:

22 years old
$4000 to his name
Owes $4000 on car loan at $180 per month payments at 9.4% APR
Owes $1700 on medical bill at $50 per month no interest
About $800-$1200 per month income.
Costs about $800-$900 to survive every month comfortably. After all bills and food.
I work 4 hours per day at $8 per hour plus tips.
I am interested in real estate, but not sure if being a real estate agent is best, or focusing on learning the way of the investor or master lease or other method’
I just spent $1500 on real estate mentoring. I should probably spend more time on it..
I own many books, all about real estate and eBay business, how do I read more’
I play too many video games.. how can I stop’ Should I stop’
There is a real estate class coming up on the 16th. I won’t have another chance at this price for another year. It’s $200 for an actual in class teaching. Online no-teacher classes I’ve found are closer to $500, and not as helpful.

I have a huge decision to make THIS MONTH.

Option 1: Work as a delivery driver 4 hours per day making $8 per hour plus tips, and keep doing eBay and trying to make the real estate mentoring program be worth the money.

Option 2: Put in a 2 weeks notice at the delivery driver place, go to the Real Estate class on May 16th, and after that pursue a job as a real estate agent with one of the local realtors’ Continue trying to make the real estate mentoring worth the money’

Option 3: I just got called in for an interview today.. The guy seems like he really wants to hire me. It’s a security job for a rich community, making $10 an hour plus full insurance benefits and 6 paid holidays per year. If I take this job, I won’t be able to go to the real estate class, as it is 160 miles away back in my home town. And I will be working twice as much as I do now, so less time for real estate mentoring and eBay’

Option 4: drop everything and go to college for some profession that I hate and have hardly any interest in’

Option 5: Go to real estate school, become a real estate agent, eventually go to college for real estate courses and be in debt with college fees’

If you’ve been in a similar situation, or think you can help me.. please email me. I don’t know what I should do with my life. I feel like I’ve watched the past 4 years fly by as I played video games and worked a crappy 9 to 5 job. Makes time go by, but what am I waiting for’ Trying to figu